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At Centre for Smile Designs, we recognize that dental financing is one of your top concerns as you invest in oral treatment that allows you to be you again. More than ever, Americans are postponing dental care due to perceived costs. Patients often think that dental treatment falls outside of their budget, but investing in you doesn’t have to break the bank.
While understanding your financing options can seem daunting, we are here to advocate for you so that you can take charge of your dental care today. Rest assured that there are several options to fit your needs within your budget.
Which Dental Financing Option Is Right For You?
As a third-generation Gulf Coast dentist, Dr. Hopkins understands the importance of affordable dental care, especially with rising day-to-day costs for Mississippi families. Dr. Hopkins ensures that you’ll know the cost of treatments upfront so that you can be as proactive about your finances as you are about your smile.
As a service to our patients, we verify insurance benefits and file all claims so that you can focus on achieving a healthier, brighter life. For patients who don’t have dental insurance, our in-house dental savings program allows you to get the oral healthcare you need. The annual cost of the program is less than the cost of a comprehensive exam, a set of X-rays, and a cleaning. It also includes a generous discount on larger procedures.
We also offer payment plans through third-party lenders, enabling you to pay the cost of your treatment in monthly installments rather than all at once. Dependable dental financing is available through two major dental finance companies: Capital One and CareCredit. With CareCredit, a credit card designed specifically for healthcare costs, you can afford any out-of-pocket expenses not covered by medical insurance. For charges of $200 or more, CareCredit offers a 0% interest promotion for short-term financing, provided that borrowers pay off balances in full within the promotional timeframe.
What credit score do you need for CareCredit?
There’s no need to wait to determine if you qualify for CareCredit, as you’ll receive an immediate decision upon application. Our team will gladly review all of your financing options with you and help you apply for these benefits.
Generally, individuals with a credit score of 640 or better are eligible for the CareCredit credit card. This means that anyone with a decent credit score can finance their dental care. For those with a credit score below 640, there are still options for CareCredit approval: a loved one can co-sign for you to ensure you are getting the care you need in a manner that fits your budget. More information can be found by visiting www.carecredit.com.
Contact Us Today to Learn More
We believe that everyone deserves a beautiful smile. If you aren’t happy with yours, there’s no need to delay treatment. High-quality, affordable dental care is within reach. Our team is ready to answer your questions so that you can confidently determine the financing option that best fits your budget.
Dental financing doesn’t have to be stressful. Let us help you navigate the finance process by contacting us today to schedule a consultation.
